The Ground Rules for Our Programs and Sites

Jones & Trevor Marketing, Inc. ("Jones & Trevor", "we", "us") and its subsidiary Ted Thomas, Inc. operate the websites tedthomas.com, tedthomas.biz, taxliensonline.com, and other related websites and domains (collectively, the "Sites"). These Terms and Conditions ("Agreement") govern your access to and use of the Sites, and the software, products, and services offered through them (collectively, the "Products").

This Agreement is between Jones & Trevor Marketing, Inc., its subsidiaries and agents, and you, your heirs, agents, successors and assigns ("You"), effective as of the date of electronic execution. By purchasing, subscribing, logging into, or otherwise using the Sites, you acknowledge that you have read, understood, and agree to be bound by this Agreement, the Privacy Statement published on the Sites, and any product-specific policies incorporated by reference.

1Description of Service

Jones & Trevor Marketing, Inc. operates the Sites to provide business, marketing, and real estate investment education and related products and services. Use of the Sites is governed by these Terms of Service.

2Acceptance of Terms

To become a member of the Sites, you must complete the customer registration process and agree to these Terms. You indicate your consent to be bound by this Agreement by logging into the Sites, completing a purchase, or otherwise using the Sites.

3Customer Registration Requirements

To open an account, you will select a user-name and password and complete a profile containing personally identifiable and billing information by providing Jones & Trevor Marketing, Inc. with true, accurate, current and complete information. If any information you provide is untrue, inaccurate, not current or incomplete, or we have reasonable grounds to suspect it is, we may suspend or terminate your account and refuse any current or future use of the Sites. All information you provide is subject to our Privacy Statement. You may not share your user-name or password with others.

4Security

You are solely responsible for maintaining the confidentiality of your password. You agree to (a) immediately notify us of any known or suspected unauthorized use of your account or password, or any security breach, including loss, theft, or unauthorized disclosure of your password or credit card information, and (b) exit from your account at the end of each session. We are not liable for any loss or damage arising from your failure to comply with this Section.

5Responsibility for Account Activity

You are solely responsible for all usage or activity on your account, including use by any third party. Any fraudulent, abusive, or otherwise illegal activity may be grounds for termination of your account at our sole discretion. You also agree to be bound by this Agreement for transactions entered into on your behalf by anyone acting as your agent or using your account.

6Fees, Payments, and Refund Policy

You may be charged a subscription fee where applicable, and additional fees when you license, purchase, or access certain Products through the Sites. All fees are clearly posted before purchase, and no fee will be charged to your account unless you have agreed in advance to pay that fee for that specific purchase.

Memberships billed as subscriptions are billed in advance and renew automatically until cancelled. You may cancel at any time by calling 321-449-9940 or emailing [email protected]; cancellation takes effect at the end of the period you have already paid for. We do not refund partial months, upgrades/downgrades, or unused months on an open account, except as required by law.

One-time Product purchases carry a 3-day refund period from the date of purchase. To request a refund, contact us within 3 days of purchase at 321-449-9940 or [email protected] and we will honor your request. Requests made after the 3-day period will not be refunded. We may change our fee structure at any time, but we will not change the fee applicable to a period you have already paid for.

7Changes to These Terms

We may change, add, or delete any of these Terms by posting the updated version on the Sites. If future changes are unacceptable to you, you may cancel your account by emailing [email protected] or calling 321-449-9940. Your continued use of the Sites after changes are posted indicates your acceptance of the updated Terms.

8Changes to Service

We may change, modify, add, suspend, or discontinue any aspect of the Sites at any time, including availability of any feature, database, or content, with or without notice. We may also impose limits on certain features or restrict access to part or all of the Sites. We are not liable to you or any third party for any such change, modification, suspension, or discontinuance.

9Permitted Uses and Restrictions on Content

"Content" means any articles, databases, software, books, photographs, images, graphics, illustrations, audio, video, and other material offered through the Sites. Content originates from us and from third-party providers ("TPPs") who have licensed it to us. With respect to any Content you license or purchase, you agree to: (1) abide by all copyright notices and directives provided with the Content; (2) not reproduce, copy, transmit, distribute, display, publish, print, sell, loan, or license any Content in any form or medium; (3) not modify, adapt, translate, or create derivative works from the Content in any manner that would infringe any person's rights; and (4) not remove any copyright notice from the Content.

10Intellectual Property

Jones & Trevor Marketing, Inc. or its licensor holds all rights, title, and interest in the Products and all associated intellectual property unless otherwise indicated. No title or interest in such intellectual property is transferred to you. All content and materials on the Sites and any affiliated websites are protected by copyright, patent, trademark, service mark, and trade secret laws of the United States and other applicable laws. You may not use any such content or materials without our express written permission. No license under any copyright, patent, trademark, or other proprietary right is granted to you by this Agreement.

The Sites may use proprietary software ("Site Software"). Unless specified in a purchase agreement, you may not copy, distribute, sell, decompile, disassemble, modify, reverse engineer, or create derivative works from the Site Software.

11Disclaimer of Warranties

Any content or material downloaded through the Sites is done at your own discretion and risk, and you are solely responsible for any damage to your computer system or loss of data resulting from such downloads. No advice or information obtained from us creates any warranty not expressly stated in these Terms.

12Limitation of Liability

13Exclusions and Limitations

Some jurisdictions do not allow exclusion of certain warranties or limitation of liability for incidental or consequential damages. Accordingly, some of the limitations in Sections 11 and 12 may not apply to you.

14Links

The Sites may contain links to and from third-party websites. Such third-party sites are independent of the Sites, and we have no responsibility or liability for any damage or loss caused by or in connection with use of or reliance on any content, goods, or services available on such sites. Direct questions about third-party sites to that site's administrator.

15Communications

We may send you information about products and services from us and from third-party vendors, including electronic mail informing you of changes or additions to the Sites. You may opt out of marketing communications at any time using the unsubscribe link or by contacting us.

16Disclosure of Usage and Demographic Information

We may disclose certain information about you as described in the Privacy Statement published on the Sites.

17Compliance with Law

You agree to comply with all local laws, rules, and regulations applicable to your use of the Sites, including laws regarding transmission of technical data and software exported from the United States or the country in which you reside.

18Representations, Warranties, and Indemnity

You represent and warrant that you are at least 18 years old and that no material of any kind submitted through your account will (a) violate or infringe the rights of any third party, including copyright, trademark, privacy, or other personal or proprietary rights, or (b) contain libelous, defamatory, or otherwise unlawful material. You agree to indemnify, defend, and hold harmless Jones & Trevor Marketing, Inc., its subsidiaries, affiliates, employees, agents, and partners (collectively, the "Indemnified Parties") from and against any liability, damage, cost, and expense (including reasonable attorneys' fees) incurred in connection with any claim arising out of (i) material you submit or transmit through the Sites, (ii) your use of the Sites, (iii) your connection to the Sites, (iv) any violation of these Terms by you or any user of your account, or (v) a breach of the representations and warranties in this Section.

19Termination by You

You may terminate your account, effective at the end of the period for which you have subscribed, by calling 321-449-9940 or emailing [email protected]. You are responsible for all fees and charges incurred by you or by any user of your account up to the time the account is deactivated.

20Termination by Us

We may, in our sole discretion, terminate your password, account, or use of the Sites, and remove or discard any material within the Sites, at any time and for any reason, including for lack of use or if we believe you have violated these Terms. Termination may be effected without prior notice. We are not liable to you or any third party for termination of your access, provided that we refund a pro rata portion of prepaid membership fees for periods after the effective date of termination.

21Notices

Notices may be sent to you by email, First Class Mail, or Air Mail. We may also provide notices of changes to these Terms or other matters by displaying them, or links to them, on the Sites.

22No Waiver / Severability

Our failure to exercise or enforce any right, provision, or remedy under this Agreement does not constitute a waiver of that right, provision, or remedy. If any provision is found invalid by a court of competent jurisdiction, the parties agree that the court should give effect to the parties' intention as reflected in the provision, and the remaining provisions remain in full force and effect.

23Entire Agreement

This Agreement constitutes the entire agreement between you and Jones & Trevor Marketing, Inc. regarding your use of the Sites and the Products obtained through them, and supersedes any prior agreements, proposals, or understandings, including prior versions of these Terms.

24Enforcement Costs

If any legal action is brought to enforce this Agreement, the prevailing party is entitled to recover reasonable attorneys' fees, sales and use taxes, court costs, and expenses, in addition to any other relief to which that party may be entitled.

25Choice of Law / Statute of Limitations

This Agreement is made in and shall be construed and enforced in accordance with the laws of the State of Florida. Any action to enforce this Agreement shall be brought in federal or state courts located in the State of Florida. Any claim arising out of or related to use of the Sites or these Terms must be filed within one (1) year after the claim arises or be forever barred.

26Cookies

The Sites use cookies and similar technologies to keep you logged in, remember your preferences such as language, and analyze usage. Session cookies are destroyed when you close your browser; persistent cookies may be used to record your language preference and, at your discretion, your email address. You may configure your browser to refuse cookies, though some features may then be unavailable. See the Privacy Statement for details.

Contact: Jones & Trevor Marketing, Inc., [email protected], 321-449-9940.

Questions about these Terms? Contact us: